ryethenovel Chapter 10 The financial world is too chaotic
Chapter 10 The financial world is too chaotic
Xue Meiting knew that her son Gao He rode his bike to school with Cheng Yuhang and Yang Yunhao every day, and always had to pick up a little girl named Lu Ruirui on the way.
They never missed a day, except in windy or rainy weather, saying it was a way to exercise together.
When Rui Rui moved into the house across the street from hers, she understood.
The little girl is so pretty. She's tall, has fair skin, an oval face, big eyes, and exquisite features; she looks just like a porcelain doll.
She actually has a great figure; at just the age of junior high school, she's already not much younger than a woman in her forties.
A few junior high school boys couldn't possibly withstand that!
Since Lu Ming thought the boys were all quite innocent, Xue Meiting didn't say much.
She was undoubtedly very satisfied with her son, Gao He, who had never caused her any trouble since he was a child and whose grades had always been among the top in his grade.
However, fate is fair.
Of the three boys who played together all day, Cheng Yuhang and Yang Yunhao were both quite good-looking, but her son Gao He was quite ordinary-looking.
The good news is that Rui Rui definitely won't like it, and the bad news is also that Rui Rui definitely won't like it!
After the weekend dinner party.
Lu Ming thought about it for a long time alone at night, feeling really unwilling to sell his original house to Guo Haili at a discount of several hundred thousand yuan.
Although his senior, Cheng Yong'an, and his sister-in-law, Mei Yanping, had both calculated the costs for him, it was indeed a win-win-win situation.
This would not only temporarily ease the tension between the two, but also raise money to buy a new house, and dig a huge pit for his ex-wife Guo Haili, ensuring that Guo Haili would gain nothing sooner or later.
The next morning, after thinking about it for a while, he sent a message to Guo Haili, saying, "There's no point in us making a fuss like this. I'm currently renting a place outside, and I can sell you the house at a low price."
"Five hundred thousand, take it or leave it!"
Guo Haili replied to the message quickly.
Lu Ming was so angry he laughed.
He simply left the woman aside and focused on reviewing his first-year high school knowledge. If he wanted to get excellent grades in three subjects, geography, biology, history, and moral education and law, which required rote memorization, would be the easiest, followed by mathematics, which he was better at.
Half an hour passed.
Guo Haili finally sent another message, saying, "Either compensate me with 400,000 yuan in one lump sum, or sell me the original house for 500,000 yuan less than the market price."
"Don't be ridiculous. I've already planned to take Rui Rui to another province for her college entrance exams. After all, with Rui Rui's grades, it's too difficult for her to get into a university in our province. We can sell the old house to pay off our debts after Rui Rui finishes her college entrance exams and your residency rights expire."
Lu Ming casually came up with a reason to attack his ex-wife, but it wasn't something he came up with on the spur of the moment, because he genuinely had this idea.
I waited for more than ten minutes.
Guo Haili replied, "Then you should give me a discount of 400,000 yuan. That's the bare minimum. You should have a conscience. At my age, it's hard for me to find a decent man, and it's all your fault."
"Where's Boss Huang?"
Lu Ming couldn't help but sarcastically remark to her, "What are you pretending for?"
"I'm not stupid. That kind of man won't marry me. I'm still going on blind dates, hoping to find a man with a respectable job and a stable income!"
Guo Haili spoke as if she were very rational, but in reality, she just wanted to find a government official within the system, which was like a dream.
After all, she was his high school sweetheart and Rui Rui's biological mother.
Lu Ming sighed and warned, "Be careful. I had someone investigate. That Boss Huang is a notorious scumbag. He not only has a wife, but he also changes women several times a year, specifically targeting middle-aged divorced women like you. He uses you and then throws you away."
"The man introduced by my relatives doesn't seem very reliable. I'm just giving him a chance to pursue me." Guo Haili replied with a voice message, clearly still very self-important and demanding.
As her ex-husband, Lu Ming has already fulfilled his responsibilities, and there is no need for him to continue reminding her.
He brought up the house sale again, sending a message: "After our daughter finishes her high school entrance exam, I'm going to take her to another city, and we'll need money then. The house can only be discounted by a maximum of 300,000 yuan. If you don't buy it, we'll just wait until Rui Rui graduates high school!"
After saying this, he immediately silenced and locked his phone, focusing on reviewing his first-year high school material.
Based on his understanding of Guo Haili, he would probably go crazy and yell at her for a few minutes before agreeing a few days later.
The result was as expected.
After several days of back and forth negotiations, Guo Haili finally accepted the price, and the two agreed to meet at the government service hall in Jiangbin New District on Thursday afternoon to complete the transaction.
On the way to the government affairs hall.
Lu Ming suddenly recalled many old memories. When he was young, he was always easily happy. A kiss, a cup of milk tea, a movie could fill his life with sweetness.
As people get older, all that remains are various disputes and tragedies.
He had just parked his car in the parking lot outside the lobby when he saw Guo Haili. She was dressed quite beautifully today, wearing a sexy bodycon dress.
Upon seeing the car at home, Guo Haili walked over, looking very happy.
Upon noticing how much weight Lu Ming had lost, she smugly remarked, "Oh, have you been having a terrible time since your divorce? You've lost so much weight!"
She suspected that Lu Ming regretted the divorce, otherwise he wouldn't have lost weight so quickly!
"I haven't been doing business lately; I've been staying home and exercising." Lu Ming, unaware of what his ex-wife was thinking, casually exchanged a few pleasantries, not really caring.
Given Guo Haili's situation, it's unlikely she'll have a good outcome.
This woman has high aspirations and demands, so she won't end up being treated like dirt, but she could easily find herself hanging herself in the air.
The transaction of a second-hand house is more complicated than buying a new house, but Section Chief Sun here is very familiar with Senior Cheng Yong'an, and has also had a few meals with Lu Ming.
The transaction was completed in less than ten minutes.
The bank processed the loan and transfer together. Although the procedures were slightly incomplete, Guo Haili still managed to obtain a ten-year mortgage loan.
The couple's house in Jiang'an Huafu is over 110 square meters. They bought it during the peak of the housing market, and the total price exceeded 2.3 million yuan.
It can only sell for a little over a million now.
Lu Ming gave his ex-wife Guo Haili another 300,000 yuan, but in the end he could only get 700,000 yuan in bank transfers.
After completing the transaction, Guo Haili was finally able to obtain a new property certificate at the government service hall.
She carefully selected this apartment; it has a good location, a good layout, a good floor, and the decoration was completely according to her preferences. It cost her over 400,000 yuan in total.
Now that it can be bought back for only 700,000, it is undoubtedly a huge profit.
Only then did she say to Lu Ming with satisfaction, "Our matter is settled. No matter how you live your life in the future, don't bother me."
"Don't worry, I won't bother you again!"
Lu Ming simply went along with the woman's temper, since she had already gone this far.
A house price of 700,000 is really cheap, and a mortgage of over 500,000 is not much either, but given Guo Haili's income level and spending habits, even a mortgage of over 100,000 is difficult to support.
During their divorce proceedings, Guo Haili told the judge that she hadn't saved any money over the years, which is likely true.
Unlike Lu Ming, who, in the years since he decided to divorce, actually hid over 200,000 yuan in savings.
Therefore, as long as a man isn't stupid, he can at least cut his losses in time and avoid putting himself in a desperate situation.
After Guo Haili left, Lu Ming was about to drive home when he suddenly received a call from his sister-in-law, Mei Yanping.
"President Lin's house has always been registered in my name. Please wait a moment at the government service hall; I'll come over now to process the transaction with you!"
Mei Yanping undoubtedly timed it perfectly.
"Is that so?"
Lu Ming was a little surprised, but after thinking about it carefully, he didn't find it unexpected.
He had noticed early on that the penthouse apartment's decor was too European and too romantic, not the kind of style that successful middle-aged men would like.
"I hooked up with President Lin shortly after I started my internship at the provincial commercial bank. At the time, President Lin was just the head of the branch's major clients department. He was in his thirties, mature and steady, held real power, and was quite handsome!"
As the sister-in-law, Mui Yim Ping showed absolutely no shame and answered without any attempt to hide her feelings.
"No wonder you used to live in the same building as Director Lin!" Lu Ming couldn't help but mock, genuinely feeling sorry for his senior, Cheng Yong'an.
What a despicable person! How dare she insult his senior like that!
"Da Ming, you're too honest. No wonder you suffered a great loss because of Guo Haili. Your senior knew about my relationship with Director Lin a long time ago. Anyway, as long as the son is his, he can get a promotion and a raise. He's so excited!"
Mei Yanping seemed to have already guessed what Lu Ming was thinking and casually teased him, her words quite suggestive.
isn't it?
Lu Ming suddenly had a bad feeling.
The financial world is indeed a mess!
There are all kinds of people in the world!